One of the most common questions we get asked by homeowners with hail damage is “what a homeowner’s insurance deductible is and how does it affect my claim?” Read on to find out! What Is a Homeowners Insurance Deductible & How Do They Work? Most home insurance policies have a deductible, meaning the homeowner pays a certain amount before the insurance company pays any part of the claim. So, if you have a $500 deductible, you’d pay $500 and...Continue Reading
Homeowners have good reason to be concerned about their roof after a major hail storm has passed through their neighborhood. Shingles damaged by hail impacts not only hurt your home’s curb appeal, but it can also weaken shingles and shorten their lifespan. Furthermore, hail damage can give water a path to your roof decking and ultimately lead to leaks that can severely damage interior ceilings, walls, and floors. Get tips on what you need to know after your home has...Continue Reading
It may not capture your attention, fear or fascination like a landfalling hurricane or tornado outbreak, but hail is consistently one of the most damaging weather phenomena every year. According to Weather.com, hail damage costs homeowners and insurers BILLIONS of dollars each year. For Indiana homeowners knowing how to spot hail damage and getting a hail damage inspection has never been more important. What a Hailstorm Can Do To Your Home As a general rule of thumb, damage...Continue Reading
It’s a familiar story during the spring and summer storm season: a hail storm hits, your roof endures damage, then you call your insurance company to file a claim. But is that chain of events the best way to handle the situation? Not necessarily. Here are just a few reasons to call for a roof inspection first before you call your insurance company. 1.A Roof Inspection Provides An Expert Analysis While insurance adjusters are insurance experts, they are...Continue Reading
If your roof has been damaged in any way and you have homeowner’s insurance, there are a number of factors that will determine what is covered and how much the insurance company will actually pay. Homeowners are often approached by seemingly legitimate contractors and told it is “perfectly legal” to cover a deductible on insurance repairs. Some roofers make it such a common practice they openly advertise “Free Roof” on yard signs and door hangers. While the offer...Continue Reading
