Was your home recently hit by hail? Don’t fall victim to any of these hail damage insurance claim myths! MYTH #1. I looked at my roof after the hail storm and didn’t see any problems, or my roofer inspected my roof and said there is no damage. FACT: Roofing systems must be physically inspected by someone who has training and experience in determining if there is actual hail damage. Insurance companies send adjusters to special training so they can...Continue Reading
If your home was hit by hail and you still have not had a professional roof inspection, don’t worry. Most insurance companies allow you up to 12 months to file a claim. However, waiting until the last minute is never a good idea as your roof plays a vital role in protecting the rest of your home (and your family and belongings within it). Why Does Your Roof Need An Inspection? Hail damage can affect your property in many...Continue Reading
If your home has been damaged by hail, exposure to the elements may greatly increase the amount of damage to your home. Many insurance policies limit your time to file an insurance claim, so don’t wait until you have water dripping through the ceiling, mold in the attic or your roof caves in to call your insurance company. At that point, it may be too late to file a valid storm damage insurance claim. We’ve helped countless homeowners...Continue Reading
The average hailstorm lasts only five minutes, but the hail damage they leave behind totals about $1 billion a year, according to the National Weather Service. When hail hits, it can damage the roof or covering of your home as well as other personal property, which is why it’s important to schedule a professional roof inspection after each storm to assess any damage. Hail damage on a roof can be seen as indentations and/or fractures on the shingle’s surface....Continue Reading
One of the most common questions we get asked by homeowners with hail damage is “what a homeowner’s insurance deductible is and how does it affect my claim?” Read on to find out! What Is a Homeowners Insurance Deductible & How Do They Work? Most home insurance policies have a deductible, meaning the homeowner pays a certain amount before the insurance company pays any part of the claim. So, if you have a $500 deductible, you’d pay $500 and...Continue Reading
