Was your home recently hit by hail? Don’t fall victim to any of these hail damage insurance claim myths! MYTH #1. I looked at my roof after the hail storm and didn’t see any problems, or my roofer inspected my roof and said there is no damage. FACT: Roofing systems must be physically inspected by someone...Continue Reading
If your home was hit by hail and you still have not had a professional roof inspection, don’t worry. Most insurance companies allow you up to 12 months to file a claim. However, waiting until the last minute is never a good idea as your roof plays a vital role in protecting the rest of...Continue Reading
If your home has been damaged by hail, exposure to the elements may greatly increase the amount of damage to your home. Many insurance policies limit your time to file an insurance claim, so don’t wait until you have water dripping through the ceiling, mold in the attic or your roof caves in to call...Continue Reading
The average hailstorm lasts only five minutes, but the hail damage they leave behind totals about $1 billion a year, according to the National Weather Service. When hail hits, it can damage the roof or covering of your home as well as other personal property, which is why it’s important to schedule a professional roof inspection...Continue Reading
One of the most common questions we get asked by homeowners with hail damage is “what a homeowner’s insurance deductible is and how does it affect my claim?” Read on to find out! What Is a Homeowners Insurance Deductible & How Do They Work? Most home insurance policies have a deductible, meaning the homeowner pays a...Continue Reading
Homeowners have good reason to be concerned about their roof after a major hail storm has passed through their neighborhood. Shingles damaged by hail impacts not only hurt your home’s curb appeal, but it can also weaken shingles and shorten their lifespan. Furthermore, hail damage can give water a path to your roof decking and ultimately lead...Continue Reading
It may not capture your attention, fear or fascination like a landfalling hurricane or tornado outbreak, but hail is consistently one of the most damaging weather phenomena every year. According to Weather.com, hail damage costs homeowners and insurers BILLIONS of dollars each year. For Indiana homeowners knowing how to spot hail damage and getting a...Continue Reading
It’s a familiar story during the spring and summer storm season: a hail storm hits, your roof endures damage, then you call your insurance company to file a claim. But is that chain of events the best way to handle the situation? Not necessarily. Here are just a few reasons to call for a roof...Continue Reading
If your roof has been damaged in any way and you have homeowner’s insurance, there are a number of factors that will determine what is covered and how much the insurance company will actually pay. Homeowners are often approached by seemingly legitimate contractors and told it is “perfectly legal” to cover a deductible on insurance...Continue Reading
